The XRP value might obtain a large enhance if Millennials and Gen Z traders keep their balances till 2050.
Information surrounding the crypto market in 2025 reveals that Millennials and Gen Z contribute massively to the investor base. Particularly, in response to a Gemini alternate report, round 50% each generations worldwide personal or have owned digital belongings, a stage of adoption that outpaces older teams.
Millennials and Gen Z Driving Crypto Adoption
In the meantime, within the U.S., Millennials make up 57% of all crypto holders, whereas Gen Z accounts for about 13%. On a worldwide scale, Millennials signify 40% of customers and Gen Z about 28%.
In the meantime, XRP sits on the middle of this generational pattern. Information from a Coinlaw report reveals that customers between 25 and 34 years previous, principally older Millennials, make up greater than 40% of recent XRP wallets created over the past yr.
XRP Worth if Millennials and Gen Z Merely Held
To guage what this holding energy might imply, we requested Google Gemini the place XRP may commerce in 2050 if Millennials and Gen Z merely held their tokens. Gemini offered a bullish scenario the place XRP might climb anyplace from $100 to $5,000, relying on how a lot adoption and utility the community achieves.

XRP Worth if Millennials and Gen Z Maintain Till 2050 | Google Gemini
In line with Gemini, a number of main drivers might help such progress. For XRP to achieve these ranges, the XRP Ledger would want to attain huge adoption by banks, companies, and even central banks for funds, CBDCs, and tokenized belongings.
As well as, the community’s built-in burn mechanism, which completely removes a small quantity of XRP with each transaction, might additionally tighten provide and push up worth over time. Gemini additionally referred to as consideration to how essential a transparent and supportive regulatory atmosphere is.
The chatbot famous that if XRP captured simply 5% of a $100 trillion international monetary system by 2050, its market cap might hit $5 trillion. With immediately’s provide, that might place XRP close to $90 per token.