Renta 4 Banco obtained the MiCA license from the Nationwide Securities and Markets Fee (CNMV) and have become, on November 24, 2025, the fourth Spanish financial institution that may legally purchase, promote, custody and switch crypto property.
The authorization got here eleven months after the European regulation got here into power, and permits Renta 4 to supply institutional custody, reception and transmission of orders. Additionally receives authorization for the switch of bitcoin (BTC), ether (ETH) and different digital property of all its purchasers via its digital platform.
BBVA was the primary financial institution in Spain to acquire the license. This was in March 2025 and months later it launched its bitcoin and ether buying and selling service, as reported by CriptoNoticias.
The identical occurred with Cecabank, which obtained a license in July 2025 and instantly made a variety of companies associated to cryptoassets obtainable to its purchasers. These embrace custody, administration and transmission of orders, and the switch of digital property.
Moreover, Openbank, Santander’s digital subsidiary, additionally obtained authorization in July 2025. By means of its service, retail buyers have the chance to purchase, promote or retailer bitcoin, litecoin (LTC), cardano (ADA), and ETH, amongst different crypto property.
Spain has additionally licensed banks from different European Union nations to function with cryptoassets via the MiCA European passport. These embrace Germany’s Commerzbank, France’s CACEIS and Société Générale, which supply inexpensive custody and buying and selling companies to Spanish purchasers.
Of the greater than 54 cryptocurrency service suppliers registered by the CNMV, the bulk come from different Member States akin to Germany (greater than 12), the Netherlands (12) and France (6).
Till November 2025, Spain is among the many EU nations which have accelerated regulation essentially the most.
